Discretionary Investment Management Services

We prioritise establishing trust-based relationships with our clients, placing their best interests at the forefront of our approach.

Our clients experience a service tailored to their needs and circumstances. Our core offering integrates wealth planning and investment advice to craft a customised plan that empowers you to make impactful decisions aligned with your goals. Collaborating closely, we adhere to your objectives and adapt to any shifts in your circumstances to support you in achieving your aspirations.

Building portfolios requires sophisticated analysis and vigilant monitoring. However, we aim to deliver our services with simplicity and transparency. Through our reports, we articulate our actions, their rationale, and the ensuing performance at a mutually agreed-upon frequency.

Our investment services are focused on preserving and enhancing your wealth and is completely designed around your immediate and long-term goals, your attitude to risk and how comfortable you are with making investment decisions.

Our clients enjoy peace of mind through our partnership, supported by custody facilities provided by Third Platform Services Limited, utilising market-leading investment management software.

Understanding Objectives

We collaborate with you to define the objectives of your portfolio, striving to understand your desired outcomes. This allows us to propose an investment strategy that aligns with your goals and tailor the portfolio accordingly. Should your objectives change at any stage, we will factor these in and ensure the strategy employed remains appropriate.

Understanding Risk

It is important to evaluate both your objectives and risk tolerance when discussing the investment strategy tailored for your portfolio. If you are unable or unwilling to accept investment risk, our services will not be suitable for you, as any type of portfolio exposed to stock market investments will contain an element of risk, including the loss of all or some of the capital invested.  Therefore, it's crucial for all investors interested in stock market investments to adopt a medium to long-term approach. It's essential to recognise that every level of risk comes with a minimum time horizon for a portfolio, typically around five years..

Asset Allocation

Aligned with the tailored nature of our investment service, we strive to implement a diversified asset allocation strategy, considering your objectives and risk tolerance to spread the risk across your portfolio effectively. As we establish our relationship, we will engage in discussions to ensure transparency and alignment with your preferences.

Our Investment Management Fees

We offer access to a bespoke discretionary service for your investment portfolio. We will agree with you your objectives, and attitude to risk and return. Together, we work to tailor and build your portfolio to include securities which will reflect your expressed risk and sector appetite.

Our fees include the cost of administration, custody and online access to the portfolio, as well as ongoing investment services and regular meetings. For transparency, there is no initial fee and there are no transaction charges on creation of your portfolio.

Investment Service Fees

  • 0.75% per annum (VAT applicable, fee levied monthly in arrears)

  • Safe Custody Fee: 0.12% per annum (VAT not applicable, fee levied monthly in arrears)

  • Systems Fee: 0.03% per annum plus VAT (fee levied monthly in arrears)

  • Transaction Charge: Nil for initial portfolio investment. £35 thereafter.

For example, a portfolio with a value of £100,000 will incur the following annual charges:

  • Portfolio service £100,000 at 0.75% £750

  • Plus VAT £150

  • Safe Custody Fee £100,000 at 0.12% £120

  • Systems Fee £100,000 at 0.03% £30

  • Plus VAT £6

  • Total Annual Fee £1,056

For example, a portfolio with a value of £500,000 will incur the following annual charges:

  • Portfolio service £500,000 at 0.75% £3,750

  • Plus VAT £750

  • Safe Custody Fee £500,000 at 0.12% £600

  • Systems Fee £500,000 at 0.03% £150

  • Plus VAT £30

  • Total Annual Fee £5,280

For example, a portfolio with a value of £1,000,000 will incur the following annual charges:

  • Portfolio service £1,000,000 at 0.75% £7,500

  • Plus VAT £1,500

  • Safe Custody Fee £1,000,000 at 0.12% £1,200

  • Systems Fee £1,000,000 at 0.03% £300

  • Plus VAT £60

  • Total Annual Fee £10,560

Our clients have peace of mind in the partnerships which support our business; with custody facilities being provided by Third Platform Services Limited using market-leading investment management software.